23 Floyd Ave, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 23 Floyd Ave, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1920
Lot Size	0.088 acres (3,829 sqft)
Owner	2 Company Names on Record
Last Sale	$199,900 (Mar 2013)
Tax Bill	$5,073 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:074 L:181 S:021`

Property Details

APN / Parcel Number

Primary APN	`B:074 L:181 S:021`
Alternative APN	`LYNN M:074 B:181 L:021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,309 sqft Living Area
Gross Area	2,528 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,829 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	23 FLOYD AVE
City	LYNN
State	MA
Zip	01904-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	181
Legal Lot Number	21
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4004
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23 FLOYD AVE, LYNN, MA 01904-2215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013 · Amount on Record
Deed Sale	Mar 1, 2013 · Amount on Record
Prior Sale	Jan 31, 2008
Deed Book / Page	32258 / 375
Transfer Doc	032258-375
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 3, 2023
Property Address	23 FLOYD AVE, LYNN, MA 01904-2215
Document Number	041696-191
Book / Page	41696 / 191
Instrument Date	Aug 3, 2023
Instrument	20230803001050
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FLOYD AVE, LYNN, MA 01904-2215

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	23 FLOYD AVE, LYNN, MA 01904-2215
Document Number	37767-61
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FLOYD AVE LYNN MA 019042215, LYNN, MA 01904-2215

Mortgage

Document Number	37767-61
Date	Aug 19, 2019
Book Page	037767/000061
Instrument	1908194640

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	23 FLOYD AVE, LYNN, MA 01904-2215
Document Number	36023-546
Book / Page	036023 / 000546
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36023-546
Date	Jul 17, 2017
Book Page	036023/000546
Instrument	1707170372

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,073.00 (+2.11%)	$489,700 (+3.79%) Land $193,300 Building $296,400	$494,760
2024	$4,968.00 (+2.03%)	$471,800 (+8.04%) Land $192,000 Building $279,800
2023	$4,869.00	$436,700 Land $192,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

23 Floyd Ave, Lynn, MA 01904 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Floyd Ave

Nearby Streets

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