5 Flora Ct, Champaign, IL 61821 Property Records

Champaign County property record for 5 Flora Ct, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1950
Lot Size	0.264 acres (11,498 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2024)
Tax Bill	$3,043 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-20-11-451-016`

Property Details

APN / Parcel Number

Primary APN	`42-20-11-451-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Building Perimeter
1st Floor Area	1,188 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Roof Material	Other
Lot Area	11,498 sqft (0.264 acres)
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 FLORA CT
City	CHAMPAIGN
State	IL
Zip	61821-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 2 ELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	ELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Block	2
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3006
Census Tract	1000

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	20242946
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216

Mortgage

Document Number	0000018550
Date	Dec 3, 2025
Instrument	2025R18550

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 8, 2024
Property Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216
Document Number	0000002946
Map Reference	DOC 395730
Instrument Date	Feb 29, 2024
Instrument	2024R02946
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216

Mortgage

Document Number	0000002947
Date	Mar 8, 2024
Instrument	2024R02947

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 30, 2021
Property Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216
Document Number	0000010067
Map Reference	MB G PG 14
Instrument Date	Apr 29, 2021
Instrument	2021R10067
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FLORA CT, CHAMPAIGN, IL 61821-3216

Mortgage

Document Number	0000010068
Date	Apr 30, 2021
Instrument	2021R10068

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,890 (+33.56%) Land $14,750 Building $31,140	$137,670 (+33.56%) Land $44,250 Building $93,420
2024	$3,043.00 (+16.72%)
2022	$2,607.00 Homeowner's exemption	$34,360 Land $11,050 Building $23,310	$103,080 Land $33,150 Building $69,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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