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1 Flora Ct, Champaign, IL 61821 Property Records

Champaign County property record for 1 Flora Ct, Champaign, IL 61821

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,164 sqft · built 1948
Lot Size0.222 acres (9,679 sqft)
Owner2 Individual Names on Record
Last Sale$168,000 (Mar 2025)
Tax Bill$2,876 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-11-451-013

Property Details

APN / Parcel Number

Primary APN42-20-11-451-013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,164 sqft Building Perimeter
1st Floor Area1,164 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area9,679 sqft (0.222 acres)
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1 FLORA CT
CityCHAMPAIGN
StateIL
Zip61821-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 2 ELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Range08E
Legal Township19N
Legal Section11
Legal SubdivisionELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Block2
Legal Lot Number12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3006
Census Tract1000

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1210 WILSHIRE CT, CHAMPAIGN, IL 61821-6915
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2025 · Amount on Record
Deed SaleMar 4, 2025 · Amount on Record
Prior SaleOct 28, 2021 · Amount on Record
Deed Document Number20252800
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 28, 2021
Property Address1 FLORA CT, CHAMPAIGN, IL 61821-3216
Document Number0000025755
Map ReferenceMB G PG 14
Instrument DateOct 26, 2021
Instrument2021R25755
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 FLORA CT, CHAMPAIGN, IL 61821-3216

Mortgage

Document Number0000025756
DateOct 28, 2021
Instrument2021R25756
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,750 (+33.59%) Land $20,120 Building $23,630$131,250 (+33.59%) Land $60,360 Building $70,890
2024$2,876.00 (+16.96%)
2022$2,459.00 Homeowner's exemption$32,750 Land $15,060 Building $17,690$98,250 Land $45,180 Building $53,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink.

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