St. Louis County property record for 5 Finlay Fields, Manchester, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,018 sqft · built 1990 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $443,800 (May 2020) |
| Tax Bill | $5,627 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Feb 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23Q-21-0978 |
| Primary APN | 23Q-21-0978 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 2,018 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 396 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 221 sqft |
| Balcony Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 FINLAY FLDS |
|---|---|
| City | MANCHESTER |
| State | MO |
| Zip | 63021-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 94R-1 |
| Legal Description | FINLAY FIELDS 23Q210051 4 5 89 LOT 2 |
| Legal Subdivision | FINLAY FIELDS |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 217941 |
Source: St. Louis County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2020 | Warranty Deed, Transfer F&B ACQUISITION |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BK |
| Dec 8, 2017 | Deed of Trust, Mortgage COMMERCE BK |
| Nov 14, 2017 | Loan Modification, Mortgage · Line of Credit COMMERCE BK |
| Nov 14, 2017 | Loan Modification, Mortgage · Line of Credit COMMERCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Jun 16, 2015 |
| Deed Document Number | 2020156 |
| Deed Book / Page | 24028 / 1017 |
| Prior Transfer Date | Jun 10, 2015 |
| Prior Transfer Doc | 0215520232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 1, 2020 |
| Property Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0240281017 |
| Book / Page | 024028 / 001017 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 156 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 FINLAY FLDS MANCHESTER MO 630216757, MANCHESTER, MO 63021-6757 |
| Document Number | 240281020 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 024028/001020 |
| Instrument | 157 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0229240152 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 FINLAY FLDS MANCHESTER MO 630216757, MANCHESTER, MO 63021-6757 |
| Document Number | 0229240152 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 022924/000152 |
| Instrument | 76 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0228161647 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 FINLAY FLDS MANCHESTER MO 630216757, MANCHESTER, MO 63021-6757 |
| Document Number | 0228161647 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 022816/001647 |
| Instrument | 395 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0227921872 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 FINLAY FLDS MANCHESTER MO 630216757, MANCHESTER, MO 63021-6757 |
| Document Number | 0227921872 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 022792/001872 |
| Instrument | 389 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0227921862 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 FINLAY FLDS MANCHESTER MO 630216757, MANCHESTER, MO 63021-6757 |
| Document Number | 0227921862 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 022792/001862 |
| Instrument | 386 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Manchester City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,940 (+20.01%) Land $35,990 Building $62,950 | $520,700 (+2%) Land $189,400 Building $331,300 | |
| 2024 | $5,627.00 (-0.86%) | ||
| 2023 | $5,676.00 (+2.64%) | $82,440 (+10.63%) Land $26,980 Building $55,460 | $433,900 (+10.63%) Land $142,000 Building $291,900 |
| 2022 | $5,530.00 | $74,520 Land $34,180 Building $40,340 | |
| 2021 | $392,200 Land $179,900 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1980–2024) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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