St. Louis County property record for 23 Finlay Fields, Manchester, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,380 sqft · built 1990 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Dec 2021) |
| Tax Bill | $5,463 (2024) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23Q-2-1-100-5 |
| Primary APN | 23Q-2-1-100-5 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 204 ft deep x 104 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 396 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 168 sqft |
| Patio Area | 216 sqft |
| Balcony | Balcony |
| Balcony Area | 24 sqft |
| Poultry House | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 FINLAY FLDS |
|---|---|
| City | MANCHESTER |
| State | MO |
| Zip | 63021-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 94R-1 |
| Legal Description | FINLAY FIELDS 23Q210051 4 5 89 |
| Legal Subdivision | FINLAY FIELDS |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 217941 |
Source: St. Louis County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 2021122700578 |
| Deed Book / Page | 25292 / 4469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 23 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 23 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0249223388 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 24922/3388 |
| Instrument | 2021061100463 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 27, 2021 |
| Property Address | 23 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 0252924469 |
| Book / Page | 25292 / 4469 |
| Map Reference | MB 279 PG 8&9 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021122700578 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19359 DEER POINTE ESTATES DR, WILDWOOD, MO 63038-1147 |
| Name | Verified Name |
|---|---|
| Address | 23 FINLAY FLDS, MANCHESTER, MO 63021-6757 |
| Document Number | 2021122700579 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021122700579 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: St. Louis County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Manchester City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,170 (+11.45%) Land $32,640 Building $56,530 | $469,300 (+11.45%) Land $171,800 Building $297,500 | |
| 2024 | $5,463.00 (-0.85%) | ||
| 2023 | $5,510.00 (+0.69%) | $80,010 (+8.5%) Land $24,490 Building $55,520 | $421,100 (+8.5%) Land $128,900 Building $292,200 |
| 2022 | $5,472.00 | $73,740 Land $29,340 Building $44,400 | |
| 2021 | $388,100 Land $154,400 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1980–2024) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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