Albany County and Colonie Town property record for 5 Ensign Pl, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,126 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,828 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 53.7-7-3 |
| Primary APN | 012689 53.7-7-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 288 sqft |
| Canopy | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05300700070030000000 |
|---|---|
| Street Address | 5 ENSIGN PL |
| City | ALBANY |
| State | NY |
| Zip | 12205-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 93-4 N-14 E-10 S-115-64 |
| Legal Subdivision | KARLDALE |
| Legal Block | 7 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14002 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 ENSIGN PL, ALBANY, NY 12205-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| May 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage SUNMARK CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 8, 2020 |
| Transfer Doc | 0000012216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 5 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000013486 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202613486 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 5 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000013486, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202613486 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 ENSIGN PL, ALBANY, NY 12205-3059 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 ENSIGN PL, COLONIE, NY 12205-3059 |
| Document Number | 0000005712 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | R2022-25712 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000012218 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 5 ENSIGN PL ALBANY NY 122053059, ALBANY, NY 12205-3059 |
| Document Number | 0000012218 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 12218 |
| Name | SUNMARK CU |
|---|---|
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 24, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,828.00 (+2.03%) Veteran's exemption | ||
| 2025 | $4,732.00 (+59.6%) Veteran's exemption | $110,000 (+20.88%) Land $22,000 Building $88,000 | $251,700 (+41.09%) Land $50,340 Building $201,360 |
| 2023 | $91,000 (+26.39%) Land $18,200 Building $72,800 | $178,400 (+38.14%) Land $35,680 Building $142,720 | |
| 2022 | $72,000 Land $14,400 Building $57,600 | $129,148 Land $25,830 Building $103,318 | |
| 2021 | $2,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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