Albany County and Colonie Town property record for 3 Ensign Pl, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (May 1999) |
| Tax Bill | $3,895 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 53.7-7-13 |
| Primary APN | 012689 53.7-7-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05300700070130000000 |
|---|---|
| Street Address | 3 ENSIGN PL |
| City | ALBANY |
| State | NY |
| Zip | 12205-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | 40-95-40-96-7 N-10 E-1 S-67-16 |
| Legal Subdivision | KARLDALE |
| Legal Block | 7 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14002 |
3 Ensign Pl is owned and occupied by two individuals who bought it in May 1999.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ENSIGN PL, ALBANY, NY 12205-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Mar 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 1999 · Amount on File |
| Deed Sale | May 26, 1999 · Amount on File |
| Prior Sale | May 26, 1999 · Amount on File |
| Deed Book / Page | 2630 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 ENSIGN PL, ALBANY, NY 12205-3059 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000001319 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | R2025-11319 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000005146 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 ENSIGN PL ALBANY NY 122053059, ALBANY, NY 12205-3059 |
| Document Number | 0000005146 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 5146 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 14, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 ENSIGN PL, ALBANY, NY 12205-3059 |
| Document Number | 0000005147 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 ENSIGN PL ALBANY NY 122053059, ALBANY, NY 12205-3059 |
| Document Number | 0000005147 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 5147 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 14, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2026 property tax bill for 3 Ensign Pl was $3,895 with a homeowner's exemption, up 3.8% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,895.00 (+3.78%) Homeowner's exemption | ||
| 2025 | $3,753.00 Homeowner's exemption | $85,000 Land $17,000 Building $68,000 | $194,500 Land $38,900 Building $155,600 |
| 2023 | $85,000 (-) Land $17,000 Building $68,000 | $166,700 (+9.34%) Land $33,340 Building $133,360 | |
| 2022 | $85,000 Land $17,000 Building $68,000 | $152,466 Land $30,493 Building $121,973 | |
| 2021 | $3,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Ensign Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Ensign Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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