5 Emmett Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 5 Emmett Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,731 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2026)
Tax Bill	$4,771 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.4-2-39`

Property Details

APN / Parcel Number

Primary APN	`012689 17.4-2-39`
Alternative APNs	`268901700400020390000000` `01700400020390000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	915 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	378 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700400020390000000
Street Address	5 EMMETT DR
City	SCHENECTADY
State	NY
Zip	12309-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-EMMETT DR E-50 S--33
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1020
Census Tract	13703

Owner

5 Emmett Dr is owned by an individual who bought it in June 2026.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1 N SCHOOL HOUSE RD, MANORVILLE, NY 11949-3137
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Deed Document Number	202610421
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 4, 2026
Property Address	5 EMMETT DR, SCHENECTADY, NY 12309-2009
Document Number	0000010421
Instrument Date	May 26, 2026
Instrument	202610421
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010422,
Date	Jun 4, 2026
Instrument	202610422

Lender

Name	US MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5 Emmett Dr was $4,771, down 4.3% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,771.00 (-4.31%)
2025	$4,986.00	$105,000 Land $25,000 Building $80,000	$240,300 Land $57,214 Building $183,086
2023		$105,000 (-) Land $25,000 Building $80,000	$205,900 (+9.32%) Land $49,024 Building $156,876
2022		$105,000 Land $25,000 Building $80,000	$188,341 Land $44,843 Building $143,498
2021	$4,529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Emmett Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Emmett Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20