Albany County and Colonie Town property record for 1 Emmett Dr, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1970 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Sep 2004) |
| Tax Bill | $4,696 (2026) |
| Deeds & Mortgages | Dec 2020 Loan Modification Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-2-42 |
| Primary APN | 012689 17.4-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400020420000000 |
|---|---|
| Street Address | 1 EMMETT DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-EMMETT DR E-1A S-64-45 |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 13703 |
1 Emmett Dr is owned and occupied by two individuals who bought it in September 2004.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 EMMETT DR, SCHENECTADY, NY 12309-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Dec 11, 2020 | Deed of Trust, Mortgage NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2004 · Amount on File |
| Deed Sale | Sep 30, 2004 · Amount on File |
| Deed Book / Page | 2780 / 951 |
| Prior Transfer Date | Apr 16, 1999 |
| Prior Transfer Doc | 2628000304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 EMMETT DR, SCHENECTADY, NY 12309-2009 |
| Document Number | 0000001483 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1A EMMETT DR SCHENECTADY NY 123092009, SCHENECTADY, NY 12309-2009 |
| Document Number | 0000001483 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 1483 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 EMMETT DR, SCHENECTADY, NY 12309-2009 |
| Document Number | 0000001482 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1A EMMETT DR SCHENECTADY NY 123092009, SCHENECTADY, NY 12309-2009 |
The 2026 property tax bill for 1 Emmett Dr was $4,696 with a homeowner's exemption, up 5.2% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,696.00 (+5.2%) Homeowner's exemption | ||
| 2025 | $4,464.00 Homeowner's exemption | $103,300 Land $25,800 Building $77,500 | $236,400 Land $59,043 Building $177,357 |
| 2023 | $103,300 (-) Land $25,800 Building $77,500 | $202,500 (+9.29%) Land $50,576 Building $151,924 | |
| 2022 | $103,300 Land $25,800 Building $77,500 | $185,291 Land $46,278 Building $139,013 | |
| 2021 | $3,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Emmett Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Emmett Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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