San Mateo County property record for 5 Emerald Ct, San Mateo, CA 94403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,620 sqft · built 1957 |
| Lot Size | 0.697 acres (30,362 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $14,329 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-220-180 |
| Primary APN | 039-220-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 30,362 sqft (0.697 acres) |
| Lot Dimensions | 314 ft deep x 100 ft wide |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5 EMERALD CT |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 17 BLOCK 10 HILLSDALE UNIT NO 8 RSM 43/6 10 CITY OF SAN MATEO |
| Legal Subdivision | HILLSDALE UNIT NO 8 |
| Legal Block | 10 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 606700 |
Source: San Mateo County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5 EMERALD CT, SAN MATEO, CA 94403-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF COMMERCE |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2016 |
| Transfer Doc | 0000092234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 5 EMERALD CT, SAN MATEO, CA 94403-3110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OAKLAND |
| Name | Verified Name |
|---|---|
| Address | 5 EMERALD CT, SAN MATEO, CA 94403-3110 |
| Document Number | 0000012801 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026-012801 |
| Name | HERITAGE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 5 EMERALD CT, SAN MATEO, CA 94403-3110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5 EMERALD CT, SAN MATEO, CA 94403-3110 |
| Document Number | 0000096716 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-096716 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,374 (+2%) Land $450,919 Building $535,455 | ||
| 2025 | $14,329.00 (+11.21%) Homeowner's exemption | $967,035 (+4.04%) Land $442,078 Building $524,957 | |
| 2023 | $12,885.00 (-0.69%) Homeowner's exemption | $929,486 Land $424,912 Building $504,574 | $2,934,180 |
| 2022 | $12,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: California Internet, Etheric Communications, LLC., Radiate Holdings, T-Mobile USA.
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