4 Emerald Ct, San Mateo, CA 94403 Property Records

San Mateo County property record for 4 Emerald Ct, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,010 sqft · built 1957
Lot Size0.298 acres (12,992 sqft)
Owner2 Individual Names on File
Last Sale$1,535,000 (Mar 2015)
Tax Bill$22,839 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN039-220-190

Property Details

APN / Parcel Number

Primary APN039-220-190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,010 sqft Living Area
1st Floor Area1,770 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area12,992 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4 EMERALD CT
CitySAN MATEO
StateCA
Zip94403-3172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 18 BLOCK 10 HILLSDALE UNIT NO 8 RSM 43/6 10 CITY OF SAN MATEO
Legal SubdivisionHILLSDALE UNIT NO 8
Legal Block10
Legal Lot Number18
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2007
Census Tract606700

Owner

Source: San Mateo County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 EMERALD CT, SAN MATEO, CA 94403-3172
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Deed Document Number201529151
Prior Transfer DateFeb 14, 2007
Prior Transfer Doc0000029645
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address4 EMERALD CT, SAN MATEO, CA 94403-3172
Document Number0000024761
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4 EMERALD CT SAN MATEO CA 944033172, SAN MATEO, CA 94403-3172

Mortgage

Document Number0000024761
DateMar 19, 2020
Instrument24761
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180-4907
Agreement
AmountAmount Recorded
Term180 Months
DueMar 18, 2035

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,881,727 (+2%) Land $1,225,882 Building $655,845
2025$22,839.00 (+5.13%)$1,844,832 (+4.04%) Land $1,201,846 Building $642,986
2023$21,724.00 (+0.73%)$1,773,197 Land $1,155,178 Building $618,019$2,140,110
2022$21,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

May also be available: Astound Broadband, Etheric Networks, GeoLinks, T-Mobile.

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