5 Elm St, Apt 7, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 5 Elm St, Apt 7, Acton, MA 01720

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,000 sqft · built 1969
Lot Size6.98 acres (304,137 sqft)
OwnerIndividual Name on File
Last Sale$262,000 (Dec 2020)
Tax Bill$5,275 (2025)
Deeds & MortgagesDec 2020 Sale
Feb 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNACTO M:00E2 B:0240 L:0507

Property Details

APN / Parcel Number

Primary APNACTO M:00E2 B:0240 L:0507

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units8 Units
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,137 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 ELM ST, 7
CityACTON
StateMA
Zip01720-2428
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal Block240
Legal Lot Number507
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3007
Census Tract363202

Owner

5 Elm St, Apt 7 is owned by an individual who bought it in December 2020.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address579 BEDFORD ST, CONCORD, MA 01742-1938
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Condominium Deed, Transfer
NOT AVAILABLE
Feb 28, 2017Quit Claim Deed, Transfer · Conventional with PMI
SALEM FIVE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2020 · Amount on File
Deed SaleDec 23, 2020 · Amount on File
Prior SaleFeb 28, 2017 · Amount on File
Prior Transfer DateDec 14, 2020
Prior Transfer Doc0001864958
Record UpdatedOct 29, 2026

December 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionACTON MA
Recording DateDec 23, 2020
Property Address5 ELM ST APT 7, 7, ACTON, MA 01720-2428
Document Number0001864958
Instrument DateDec 14, 2020
Instrument1864958
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ELM ST ACTON MA 017202428, ACTON, MA 01720-2428

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateFeb 28, 2017
Property Address5 ELM ST APT 7, 7, ACTON, MA 01720-2428
Document Number0001754828
Instrument DateFeb 11, 2017
Instrument1754828
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$866.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address87B BROADMEADOW ST #3 MARLBOROUGH MA 017523418, 3, MARLBOROUGH, MA 01752-3418

Mortgage

Document Number1754829
DateFeb 28, 2017
Instrument1754829
Lender
NameSALEM FIVE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Elm St, Apt 7 was $5,275, up 12.4% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,275.00 (+12.38%)$307,600 (+9.23%) Building $307,600$351,690 (+1.87%)
2024$4,694.00 (+12.22%)$281,600 (+18.22%) Building $281,600$345,230
2023$4,183.00$238,200 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Elm St, Apt 7 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies45 units insured
incl. 40 condo units
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Elm St, Apt 7 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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