Henderson County property record for 5 Eagle Ridge Ln S, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,732 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,000 (Mar 2017) |
| Tax Bill | $2,495 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9578756094 |
| Primary APN | 9578756094 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,732 sqft Heated Area |
| 1st Floor Area | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1011409 |
|---|---|
| Street Address | 5 EAGLE RIDGE LN S |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-4778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1011409~R1 |
| Legal Description | EAGLE ROCK POINTE LO15R PL2008-7200 |
| Legal Subdivision | EAGLE ROCK POINTE |
| Legal Block | 75 |
| Legal Lot Number | 6094 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 931000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · VA Mortgage PRIME HOME LENDING LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Mar 2, 2017 | Deed of Trust, Mortgage · VA Mortgage PRIME MORTGAGE |
| Sep 18, 2017 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING |
| Dec 4, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Feb 15, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on Record |
| Deed Sale | Mar 2, 2017 · Amount on Record |
| Prior Sale | May 2, 2016 · Amount on Record |
| Deed Book / Page | 3024 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | ALLIANCE FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Document Number | 0043990170 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 4399/170 |
| Instrument | 1001044696 |
| Name | PRIME HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 24725 W 12 MILE RD STE 316, SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0036470593 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 3647/593 |
| Instrument | 944319 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030240249 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 3024/249 |
| Instrument | 858875 |
| Name | PRIME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031040274 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 3104/274 |
| Name | CREDENCE FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Document Number | 0034240521 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5 EAGLE RIDGE LN S FLAT ROCK NC 287314778, FLAT ROCK, NC 28731-4778 |
| Document Number | 0034240521 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 003424/000521 |
| Instrument | 916152 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 5 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Document Number | 0033010354 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5 EAGLE RIDGE LN S FLAT ROCK NC 287314778, FLAT ROCK, NC 28731-4778 |
| Document Number | 0033010354 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 003301/000354 |
| Instrument | 898663 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,800 (-) Land $80,000 Building $364,800 | ||
| 2025 | $2,495.00 | ||
| 2023 | $444,800 Land $80,000 Building $364,800 | $444,800 Land $80,000 Building $364,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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