Henderson County property record for 17 Eagle Ridge Ln S, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,629 sqft · built 2017 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Apr 2017) |
| Tax Bill | $3,258 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9578756039 |
| Primary APN | 9578756039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,629 sqft Heated Area |
| 1st Floor Area | 2,373 sqft |
| Attic | Attic |
| Attic Area | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1011408 |
|---|---|
| Street Address | 17 EAGLE RIDGE LN S |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-4778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1011408~R1 |
| Legal Description | EAGLE POINTE LO14 PL2008-7200 |
| Legal Subdivision | EAGLE POINTE |
| Legal Block | 75 |
| Legal Lot Number | 6039 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 931000 |
17 Eagle Ridge Ln S is owned and occupied by two individuals who bought it in April 2017.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jan 26, 2018 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Oct 7, 2016 · Amount on File |
| Deed Book / Page | 3046 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0039280163 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 3928/163 |
| Instrument | 981703 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030460281 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 3046/281 |
| Name | PRIME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0036220134 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3622/134 |
| Instrument | 941070 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Document Number | 0034520223 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 17 EAGLE RIDGE LN S FLAT ROCK NC 287314778, FLAT ROCK, NC 28731-4778 |
| Document Number | 0034520223 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 003452/000223 |
| Instrument | 919971 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 17 EAGLE RIDGE LN S, FLAT ROCK, NC 28731-4778 |
| Document Number | 0031590115 |
| Book / Page | 003159 / 000115 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 EAGLE RIDGE LN S FLAT ROCK NC 287314778, FLAT ROCK, NC 28731-4778 |
| Document Number | 0031590115 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 003159/000115 |
| Instrument | 877990 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
The 2025 property tax bill for 17 Eagle Ridge Ln S was $3,258.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,900 Land $80,000 Building $500,900 | ||
| 2025 | $3,258.00 | ||
| 2023 | $580,900 Land $80,000 Building $500,900 | $580,900 Land $80,000 Building $500,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Eagle Ridge Ln S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Eagle Ridge Ln S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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