5 E Railroad St, Roachdale, IN 46172 Property Records

Putnam County property record for 5 E Railroad St, Roachdale, IN 46172

Property Summary

Property Type	Restaurant
Details	4,410 sqft · built 1930
Lot Size	0.153 acres (6,665 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Mar 2020)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-01-403-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-01-403-004.000-006`
Alternative APNs	`00350324000` `00000002186`

Interior

Stories	1 Story
Building Area	4,410 sqft Total Area
1st Floor Area	4,410 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002186
Street Address	5 E RAILROAD ST
City	ROACHDALE
State	IN
Zip	46172-9053
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	ZO01
Legal Description	OP LOT 3 BLK 1
Legal Subdivision	ROACHDALE
Legal Block	1
Legal Lot Number	3
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2027
Census Tract	956000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4463 N COUNTY ROAD 575 E, FILLMORE, IN 46128-9342
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOOSIER HEARTLAND STATE BANK
Mar 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Dec 3, 2019
Deed Document Number	20201401
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	5 E RAILROAD ST, ROACHDALE, IN 46172-9053
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002546
Date	May 21, 2020
Instrument	2020002546

Lender

Name	HOOSIER HEARTLAND STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2035

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Mar 19, 2020
Property Address	5 E RAILROAD ST, ROACHDALE, IN 46172-9053
Document Number	0000001401
Instrument Date	Mar 17, 2020
Instrument	1401
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4463 N COUNTY ROAD 575 E FILLMORE IN 461289342, FILLMORE, IN 46128-9342

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Dec 3, 2019
Property Address	5 E RAILROAD ST, ROACHDALE, IN 46172-9053
Document Number	0000005810
Instrument Date	Dec 2, 2019
Instrument	5810
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 309 ROACHDALE IN 461720309, ROACHDALE, IN 46172-0309

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (+7.38%)	$52,300 (+5.66%) Land $9,600 Building $42,700	$52,300 (+5.66%) Land $9,600 Building $42,700
2024	$1,328.00 (+25.28%)
2023		$49,500 (+39.04%) Land $7,400 Building $42,100	$49,500 (+39.04%) Land $7,400 Building $42,100
2022	$1,060.00	$35,600 Land $7,400 Building $28,200	$35,600 Land $7,400 Building $28,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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