201 E Railroad St, Roachdale, IN 46172 Property Records

Putnam County property record for 201 E Railroad St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,343 sqft · built 1960
Lot Size	0.196 acres (8,550 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-01-403-013.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-01-403-013.000-006`
Alternative APNs	`00350180000` `00000001881`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	187 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000001881
Street Address	201 E RAILROAD ST
City	ROACHDALE
State	IN
Zip	46172-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	GRANTHAM'S 1ST PT LOTS 5, 6 & 7 BLK 5
Legal Subdivision	GRANTHAMS 1ST ADD
Legal Block	5
Legal Lot Number	5-7
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	956000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 243, ROACHDALE, IN 46172-0243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Mar 24, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOOSIER HEARTLAND STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Recording Date	Sep 10, 2026
Property Address	201 E RAILROAD ST, ROACHDALE, IN 46172-9040
Document Number	0000004399
Instrument Date	Aug 26, 2026
Instrument	20264399
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E RAILROAD ST, ROACHDALE, IN 46172-9040

Mortgage

Document Number	0000004399,
Date	Sep 10, 2026
Instrument	20264399

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	201 E RAILROAD ST, ROACHDALE, IN 46172-9040
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001201
Date	Mar 24, 2023
Instrument	2023001201

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	201 E RAILROAD ST, ROACHDALE, IN 46172-9040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002461
Date	May 31, 2019
Instrument	2019002461

Lender

Name	HOOSIER HEARTLAND STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$81,800 (+24.7%) Land $11,500 Building $70,300	$81,800 (+24.7%) Land $11,500 Building $70,300
2023		$65,600 (+5.47%) Land $10,000 Building $55,600	$65,600 (+5.47%) Land $10,000 Building $55,600
2022		$62,200 Land $10,000 Building $52,200	$62,200 Land $10,000 Building $52,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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