5 E Moser Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 5 E Moser Rd, Thurmont, MD 21788

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,000 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$131,600 (Dec 2001)
Tax Bill	$2,752 (2023)
Deeds & Mortgages	May 2023 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-340029`

Property Details

APN / Parcel Number

Primary APN	`15-340029`
Alternative APN	`340029`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Total Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	1,572 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	340029
Street Address	5 E MOSER RD
City	THURMONT
State	MD
Zip	21788-1808
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	VC
Legal Description	LT 0.16 AC 5 E. MOSER RD. THURMONT
Legal Subdivision	THURMONT
Legal Block	270
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6008
Census Tract	753001

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 E MOSER RD, THURMONT, MD 21788-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2001 · Amount on Record
Deed Sale	Dec 31, 2001 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	019311
Deed Book / Page	3034 / 884
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5 E MOSER RD, THURMONT, MD 21788-1808
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E MOSER RD, THURMONT, MD 21788-1808

Mortgage

Document Number	0164210324
Date	May 1, 2023
Book Page	16421/324

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5 E MOSER RD, THURMONT, MD 21788-1808
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145590339
Date	Feb 17, 2021
Book Page	14559/339

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,752.00 Homeowner's exemption	$208,400 Land $52,000 Building $156,400	$208,400 Land $52,000 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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