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13 E Moser Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 13 E Moser Rd, Thurmont, MD 21788 · Last verified August 2026

Property Summary

Property TypeCommercial
Details1 ba · 1,647 sqft · built 1930
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$254,000 (Feb 2021)
Tax Bill$3,925 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN15-341785

Property Details

APN / Parcel Number

Primary APN15-341785
Alternative APN
  • 341785

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,647 sqft Gross Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)
View / LotCommercial/Industrial
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area163 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number341785
Street Address13 E MOSER RD
CityTHURMONT
StateMD
Zip21788-1808
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLT 0.78 AC 13 E. MOSER RD. THURMONT
Legal SubdivisionTHURMONT
Legal Block270
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group6
Census Block6008
Census Tract753001

Owner

Source: Frederick County records · APN 15-341785

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 E MOSER RD, THURMONT, MD 21788-1808
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Line of Credit
NYMEO FEDERAL CREDIT UNION
Feb 19, 2021Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleJun 29, 2009
Deed Book / Page14563 / 235
Prior Transfer DateFeb 19, 2010
Prior Transfer Doc0077180111
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateAug 07, 2026
Property Address13 E MOSER RD, THURMONT, MD 21788-1808
Document Number1799000284
Book / Page17995 / 284
Instrument DateMar 21, 2026
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 E MOSER RD, THURMONT, MD 21788-1808

Mortgage

Document Number1799000284,
DateAug 07, 2026
Book Page17995/284
Lender
NameNYMEO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term296 Months
DueApr 01, 2051
Interest
Rate6.01%
Max Rate-1%

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 19, 2021
Property Address13 E MOSER RD, THURMONT, MD 21788-1808
Document Number0145630235
Book / Page14563 / 235
Instrument DateJan 11, 2021
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCHOICE TITLE, CHOICE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$635.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 E MOSER RD, THURMONT, MD 21788-1808

Mortgage

Document Number14563240
DateFeb 19, 2021
Instrument14563/240
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$294,700 (+15.21%) Land $77,400 Building $217,300$294,700 (-) Land $77,400 Building $217,300
2025$3,925.00 (+17.2%)$255,800 (+43.71%)$294,700 (+65.56%) Land $77,400 Building $217,300
2024$3,349.00 (+22.05%)
2023$2,744.00$178,000 Land $73,000 Building $105,000$178,000 Land $73,000 Building $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530016, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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