5 E Main St, Smyrna, NY 13464 Property Records

Chenango County and Smyrna Town property record for 5 E Main St, Smyrna, NY 13464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1865
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$31,452 (Oct 1998)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086001 43.1-1-19`

Property Details

APN / Parcel Number

Primary APN	`086001 43.1-1-19`
Alternative APNs	`600104310000010190000000` `2110312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,068 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Width	65 ft Width
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2110312
Street Address	5 E MAIN ST
City	SMYRNA
State	NY
Zip	13464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	CHENANGO NY
Township / Civil Division	SMYRNA
Census Block Group	3
Census Block	3033
Census Tract	970101

Owner

Source: Chenango County and Smyrna Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 E MAIN ST, SMYRNA, NY 13464
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 1998 · Amount on Record
Deed Sale	Oct 2, 1998 · Amount on Record
Prior Sale	Sep 18, 1996 · Amount on Record
Deed Book / Page	812 / 447
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Feb 3, 2020
Property Address	5 E MAIN ST, SMYRNA, NY 13464
Document Number	0000000172
Instrument Date	Jan 28, 2020
Instrument	172
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ACME ABSTRACT COMPANY, ACME ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E MAIN ST SMYRNA NY 13464, SMYRNA, NY 13464

Mortgage

Document Number	186
Date	Feb 3, 2020
Instrument	186

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Chenango County and Smyrna Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Smyrna Town
Municipality	Smyrna Village
Unified School District	Sherburne-Earlville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00	$49,900 (-) Land $8,000 Building $41,900	$106,170 (+6.57%) Land $17,021 Building $89,149
2023		$49,900 Land $8,000 Building $41,900	$99,621 Land $15,971 Building $83,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA VILLAGE serves 211 people · EPA ID NY0801748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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