4 E Main St, Smyrna, NY 13464 Property Records

Chenango County and Smyrna Town property record for 4 E Main St, Smyrna, NY 13464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,567 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`086001 43.1-3-22`

Property Details

APN / Parcel Number

Primary APN	`086001 43.1-3-22`
Alternative APN	`600104310000030220000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,567 sqft Living Area
1st Floor Area	907 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Width	55 ft Width
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 E MAIN ST
City	SMYRNA
State	NY
Zip	13464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	CHENANGO NY
Township / Civil Division	SMYRNA
Census Block Group	2
Census Block	2016
Census Tract	970101

Owner

Source: Chenango County and Smyrna Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 34, SMYRNA, NY 13464-0034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit SIDNEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2015
Transfer Doc	2015001538
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	4 E MAIN ST, SMYRNA, NY 13464
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000000054
Date	Jan 7, 2022
Instrument	20220-00000054

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	4 E MAIN ST, SMYRNA, NY 13464
Document Number	0000002462
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E MAIN ST SMYRNA NY 13464, SMYRNA, NY 13464

Mortgage

Document Number	0000002462
Date	Dec 5, 2017
Instrument	2462

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chenango County and Smyrna Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Smyrna Town
Municipality	Smyrna Village
Unified School District	Sherburne-Earlville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00	$47,400 (-) Land $8,000 Building $39,400	$100,851 (+6.57%) Land $17,021 Building $83,830
2023		$47,400 Land $8,000 Building $39,400	$94,630 Land $15,971 Building $78,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA VILLAGE serves 211 people · EPA ID NY0801748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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