5 E Lamb Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 5 E Lamb Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Vacant Land
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Feb 2025)
Tax Bill	$774 (2024)
Deeds & Mortgages	Aug 2026 Construction Loan Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42130-000-0050`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42130-000-0050`
Alternative APN	`1047783`

Exterior

Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	18.9 ft deep x 7 ft wide

Location & Zoning

Account Number	1047783
Street Address	5 E LAMB DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-3135
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 5 MACK BAYOU PINES S/D PB 15-27 OR 2605-719 OR 2607-1131 OR 2623-1752 OR 2686-4721 OR 2918-1182 OR 3087-4222 OR 3278-1365
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	MACK BAYOU PINES S/D
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2013
Census Tract	950604

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 WATERCOLOR WAY STE 103, 103, SANTA ROSA BEACH, FL 32459-7351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Construction Mortgage GULF COAST BANK
Jan 17, 2023	Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 19, 2018	Warranty Deed, Transfer SHORELINE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	20250004327
Deed Book / Page	3349 / 1866
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 4, 2026
Property Address	FL
Document Number	0000032071
Book / Page	3408 / 707
Instrument Date	Jul 31, 2026
Instrument	202632071
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 CLUB DR, MIRAMAR BEACH, FL 32550-4535

Mortgage

Document Number	0000032071,
Date	Aug 4, 2026
Book Page	3408/707
Instrument	202632071

Lender

Name	GULF COAST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2057

Interest

Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 17, 2023
Property Address	5 E LAMB DR, SANTA ROSA BEACH, FL 32459-3135
Document Number	0032781365
Book / Page	3278 / 1365
Map Reference	MB 15 PG 27
Instrument Date	Jan 13, 2023
Instrument	20230001809
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 DAWSON RD, ALBANY, GA 31707-3852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4836 FAIRFIELD ST, METAIRIE, LA 70006-2652

Mortgage

Document Number	0032781369
Date	Jan 17, 2023
Instrument	3278/1369

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2038

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 19, 2018
Property Address	5 E LAMB DR, SANTA ROSA BEACH, FL 32459-3135
Document Number	0030874222
Book / Page	003087 / 004222
Instrument Date	Oct 18, 2018
Instrument	34915
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$279.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1212 DAWSON RD ALBANY GA 317073852, ALBANY, GA 31707-3852

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,000 (+16.96%) Land $85,000	$85,000 (+16.96%) Land $85,000
2024	$774.00 (+53.88%)
2023	$503.00 (+33.42%)	$72,675 (+60.71%) Land $72,675	$72,675 (+60.71%) Land $72,675
2022	$377.00	$45,221 Land $45,221	$45,221 Land $45,221

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Cox Communications, Wildstar Networks.

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