120 E Lamb Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 120 E Lamb Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,872 sqft · built 2004
Lot Size	0.304 acres (13,229 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Apr 2021)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42130-000-0070`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42130-000-0070`
Alternative APNs	`25-221-42130-000-0070` `1047785`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	936 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,229 sqft (0.304 acres)
Lot Dimensions	189 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	330 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	764 sqft
Deck Area	Deck Area
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 E LAMB DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-7133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 7 MACK BAYOU PINES S/D PB 15-27 OR 2497-235 OR 2557-1679 OR 2624-3588 OR 2664-947 OR 3190-3640Y
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	MACK BAYOU PINES
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2013
Census Tract	950604

Owner

120 E Lamb Dr is owner-occupied and held in a trust since July 2022.

Source: Walton County records, as of December 3, 2025

Owner of Record	Trust Name on File
Mailing Address	120 E LAMB DR, SANTA ROSA BEACH, FL 32459-7133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer ATTORNEY
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PACIFIC SUN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Apr 14, 2005 · Amount on File
Deed Document Number	202115695
Deed Book / Page	3190 / 3640
Last Transfer Date	Jul 12, 2022
Transfer Doc	0032593649
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jul 12, 2022
Property Address	120 E LAMB DR, SANTA ROSA BEACH, FL 32459-7133
Document Number	0032593649
Book / Page	3259 / 3649
Map Reference	MB 15 PG 27
Instrument Date	Jul 12, 2022
Instrument	20220032350
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E LAMB DR, 120, SANTA ROSA BEACH, FL 32459-7133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 E LAMB DR, SANTA ROSA BEACH, FL 32459-7133

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2021
Property Address	120 E LAMB DR, SANTA ROSA BEACH, FL 32459-7133
Document Number	0031903640
Book / Page	3190 / 3640
Map Reference	MB 15 PG 27
Instrument Date	Mar 31, 2021
Instrument	20210015695
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KETCHERSID LAND & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4132 BELCOURT DR, 4132, DESTIN, FL 32541-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 ALDERBERRY RD, SANTA ROSA BEACH, FL 32459-8365

Mortgage

Document Number	31903642
Date	Apr 1, 2021
Instrument	3190/3642

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Lamb Dr was $3,402, down 16.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00 (-16.64%)	$415,194 Land $85,000 Building $330,194	$415,194 Land $85,000 Building $330,194
2024	$4,081.00 (-2.72%)
2023	$4,195.00 (+11.6%) Homeowner's exemption	$500,070 (+23.28%) Land $72,675 Building $427,395	$500,070 (+23.28%) Land $72,675 Building $427,395
2022	$3,759.00	$405,653 Land $45,221 Building $360,432	$405,653 Land $45,221 Building $360,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Lamb Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Lamb Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Cox Communications, Wildstar Networks.

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