5 E Elm St, Stockton, CA 95204 Property Records

San Joaquin County property record for 5 E Elm St, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,554 sqft · built 1924
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$184,500 (Sep 2003)
Tax Bill	$3,253 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`127-060-240-000`

Property Details

APN / Parcel Number

Primary APN	`127-060-240-000`
Alternative APN	`127-060-24`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	127-060-24
Street Address	5 E ELM ST
City	STOCKTON
State	CA
Zip	95204-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPERRYS ADD BLK 7 LOT 6
Legal Subdivision	SPERRYS ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4019
Census Tract	1300

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 E ELM ST, STOCKTON, CA 95204-5824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2003 · Amount on Record
Deed Sale	Sep 24, 2003 · Amount on Record
Deed Document Number	2003219347
Last Transfer Date	May 2, 2014
Transfer Doc	0000042978
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 13, 2026
Property Address	5 E ELM ST, STOCKTON, CA 95204-5824
Document Number	0000063137
Instrument Date	Jul 5, 2026
Instrument	202663137
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E ELM ST, STOCKTON, CA 95204-5824

Mortgage

Document Number	0000063137,
Date	Jul 13, 2026
Instrument	202663137

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5 E ELM ST, STOCKTON, CA 95204-5824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084960
Date	Jul 16, 2020
Instrument	2020-084960

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,253.00 (+2.94%)
2025	$3,160.00 (+4.05%) Homeowner's exemption	$262,302 (+4.04%) Land $78,191 Building $184,111
2023	$3,037.00 (+1.54%) Homeowner's exemption	$252,117 Land $75,155 Building $176,962	$316,080
2022	$2,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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