28 E Elm St, Stockton, CA 95204 Property Records

San Joaquin County property record for 28 E Elm St, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,169 sqft · built 1924
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Dec 2003)
Tax Bill	$3,663 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`127-070-190-000`

Property Details

APN / Parcel Number

Primary APN	`127-070-190-000`
Alternative APN	`127-070-19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,169 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	127-070-19
Street Address	28 E ELM ST
City	STOCKTON
State	CA
Zip	95204-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPERRYS ADD BLK 2 LOT 7
Legal Subdivision	SPERRYS ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4020
Census Tract	1300

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 E ELM ST, STOCKTON, CA 95204-5825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2003 · Amount on Record
Deed Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	2003287976
Last Transfer Date	Aug 3, 2005
Transfer Doc	0000216991
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	28 E ELM ST, STOCKTON, CA 95204-5825
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E ELM ST, STOCKTON, CA 95204-5825

Mortgage

Document Number	0000027835
Date	Apr 11, 2023
Instrument	2023-027835

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	LANGHORNE, PA 19047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	May 1, 2023

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	28 E ELM ST, STOCKTON, CA 95204-5825
Document Number	0000145000
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 E ELM ST STOCKTON CA 952045825, STOCKTON, CA 95204-5825

Mortgage

Document Number	0000145000
Date	Dec 27, 2018
Instrument	145000

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,663.00 (+2.95%)
2025	$3,558.00 (+4.04%) Homeowner's exemption	$295,717 (+4.04%) Land $88,145 Building $207,572
2023	$3,420.00 (+1.21%) Homeowner's exemption	$284,235 Land $84,723 Building $199,512	$331,740
2022	$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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