5 Duncan Ct, Springboro, OH 45066 Property Records

Warren County property record for 5 Duncan Ct, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,909 sqft · built 1961
Lot Size	0.236 acres (10,305 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jan 2018)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-13-253-023-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-253-023-0`
Alternative APNs	`0413253023` `413253023` `512915`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,909 sqft Living Area
2nd Floor Area	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	10,305 sqft
Garage Type	Carport
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	512915
Old Parcel Number	0413253023
Street Address	5 DUNCAN CT
City	SPRINGBORO
State	OH
Zip	45066-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS PARK #115
Legal Subdivision	ROYAL OAKS PARK
Legal Block	253
Legal Lot Number	115
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3016
Census Tract	30503

Owner

5 Duncan Ct is owned and occupied by an individual who bought it in January 2018.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5 DUNCAN CT, SPRINGBORO, OH 45066-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Prior Sale	May 11, 2004
Deed Document Number	0003530113
Deed Book / Page	3530 / 113
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5 DUNCAN CT, SPRINGBORO, OH 45066-1201
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DUNCAN CT, SPRINGBORO, OH 45066-1201

Mortgage

Document Number	0000018245
Date	Aug 29, 2023
Instrument	2023-018245

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Jan 17, 2018
Property Address	5 DUNCAN CT, SPRINGBORO, OH 45066-1201
Document Number	0000001697
Map Reference	PB 4 PG 181
Instrument Date	Jan 5, 2018
Instrument	2018-001697
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$426.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DUNCAN CT, SPRINGBORO, OH 45066-1201

Tax Assessment & Valuation

The 2025 property tax bill for 5 Duncan Ct was $2,440.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00	$62,640 Land $17,500 Building $45,140	$178,970 Land $50,000 Building $128,970
2023	$2,166.00 (+1.5%) Homeowner's exemption	$50,876 (-) Land $10,763 Building $40,113
2022	$2,134.00 Homeowner's exemption	$50,876 Land $10,763 Building $40,114	$145,360 (-) Land $30,750 Building $114,610
2021			$145,360 Land $30,750 Building $114,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Duncan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Duncan Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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