5 Downing Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 5 Downing Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.188 acres (8,191 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Sep 2019)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-381-018`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-381-018`
Alternative APN	`28120381018 (CHECK DIGIT = 0)`

Exterior

Lot Area	8,191 sqft (0.188 acres)

Location & Zoning

Account Number	28120381018
Street Address	5 DOWNING DR
City	CHATHAM
State	IL
Zip	62629-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PL S 63' N 662' L 7
Legal Subdivision	BUCKINGHAM PLACE
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3035
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 DOWNING DR, CHATHAM, IL 62629-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Aug 25, 2017	Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	201920510
Transfer Doc	2017R21843
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 25, 2019
Property Address	5 DOWNING DR, CHATHAM, IL 62629-1264
Document Number	2019R20510
Instrument Date	Sep 13, 2019
Instrument	2019R20510
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 DOWNING DR, CHATHAM, IL 62629-1264

Mortgage

Document Number	2019R20511
Date	Sep 25, 2019
Instrument	2019R20511

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.38%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 25, 2017
Property Address	5 DOWNING DR, CHATHAM, IL 62629-1264
Document Number	2017R21842
Instrument Date	Aug 25, 2017
Instrument	2017R21842
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 WABASH AVE, SPRINGFIELD, IL 62711-6261

Mortgage

Document Number	2017R21843
Date	Aug 25, 2017
Instrument	2017R21843

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (+12.65%) Homeowner's exemption	$50,172 (+10.12%) Land $4,123 Building $46,049	$150,516 (+10.12%) Land $12,369 Building $138,147
2024	$2,837.00 (+7.5%)	$45,561 (+12.82%) Land $3,744 Building $41,817	$136,683 (+12.82%) Land $11,232 Building $125,451
2022	$2,639.00 Homeowner's exemption	$40,383 Land $3,319 Building $37,064	$121,149 Land $9,957 Building $111,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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