13 Downing Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 13 Downing Dr, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.188 acres (8,188 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (Oct 2005)
Tax Bill$2,449 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-12.0-381-016

Property Details

APN / Parcel Number

Primary APN28-12.0-381-016
Alternative APN
  • 28120381016 (CHECK DIGIT = 3)

Exterior

Lot Area8,188 sqft (0.188 acres)

Location & Zoning

Account Number28120381016
Street Address13 DOWNING DR
CityCHATHAM
StateIL
Zip62629-1264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKINGHAM PL S 63' N 536' L 7
Legal SubdivisionBUCKINGHAM PLACE
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group3
Census Block3035
Census Tract3202

Owner

13 Downing Dr is owned and occupied by an individual who bought it in October 2005.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address13 DOWNING DR, CHATHAM, IL 62629-1264
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2005 · Amount on File
Deed SaleOct 5, 2005 · Amount on File
Prior SaleMar 29, 1999 · Amount on File
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address13 DOWNING DR, CHATHAM, IL 62629-1264
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R23943
DateNov 14, 2018
Instrument2018R23943
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 27, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Downing Dr was $2,449 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,449.00$39,855 Land $4,212 Building $35,643$119,565 Land $12,636 Building $106,929
2022$2,001.00 Homeowner's exemption$32,078 Land $3,390 Building $28,688$96,234 Land $10,170 Building $86,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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