5 Dover Ave, Lincoln, RI 02865 Property Records

Lincoln Town property record for 5 Dover Ave, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,140 sqft · built 2019
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Dec 2019)
Tax Bill	$9,352 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-05790-71`

Property Details

APN / Parcel Number

Primary APN	`7-05790-71`
Alternative APN	`LINC M:18 L:033.0 U`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	4,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7-05790-71
Street Address	5 DOVER AVE
City	LINCOLN
State	RI
Zip	02865-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Lot Number	33.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2010
Census Tract	11702

Owner

5 Dover Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 DOVER AVE, LINCOLN, RI 02865-4031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 27, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Document Number	20194311
Deed Book / Page	2215 / 71
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 DOVER AVE, LINCOLN, RI 02865-4031
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002569-151
Date	Sep 15, 2025
Book Page	2569/151
Instrument	2025009323

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 DOVER AVE, LINCOLN, RI 02865-4031
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002494-96
Date	Jul 6, 2023
Book Page	2494/96
Instrument	20230000001684

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Dec 27, 2019
Property Address	5 DOVER AVE, LINCOLN, RI 02865-4031
Document Number	2215-71
Book / Page	2215 / 71
Instrument Date	Dec 27, 2019
Instrument	4311
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DOVER AVE, LINCOLN, RI 02865-4031

Mortgage

Document Number	4312
Date	Dec 27, 2019
Instrument	4312

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Dover Ave was $9,352.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,352.00	$691,700 Land $189,200 Building $502,500	$712,787
2023	$8,398.00	$509,300 Land $122,200 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Dover Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Dover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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