3 Dover Ave, Lincoln, RI 02865 Property Records

Lincoln Town property record for 3 Dover Ave, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,958 sqft · built 2017
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (May 2023)
Tax Bill	$9,234 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-00002-78`

Property Details

APN / Parcel Number

Primary APN	`19-00002-78`
Alternative APNs	`LINC M:18 L:034.0 U` `13-34381-91`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	913 sqft
Basement Area	913 sqft
Unfinished Basement	913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-00002-78
Street Address	3 DOVER AVE
City	LINCOLN
State	RI
Zip	02865-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Lot Number	34.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2010
Census Tract	11702

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 DOVER AVE, LINCOLN, RI 02865-4031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Dec 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 9, 2018	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	20231380
Deed Book / Page	2489 / 127
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0002210-95
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	May 31, 2023
Property Address	3 DOVER AVE, LINCOLN, RI 02865-4031
Document Number	002489-127
Book / Page	2489 / 127
Instrument Date	May 31, 2023
Instrument	20230000001380
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 DOVER AVE, LINCOLN, RI 02865-4031

Mortgage

Document Number	230000001381
Date	May 31, 2023
Instrument	230000001381

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	3 DOVER AVE, LINCOLN, RI 02865-4031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2240-196
Date	May 8, 2020
Book Page	2240/196
Instrument	1646

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN RI
Recording Date	Dec 2, 2019
Property Address	3 DOVER AVE, LINCOLN, RI 02865-4031
Document Number	2210-95
Book / Page	002210 / 000095
Instrument Date	Apr 5, 2019
Instrument	3994
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOVER AVE LINCOLN RI 028654031, LINCOLN, RI 02865-4031

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	May 9, 2018
Property Address	3 DOVER AVE, LINCOLN, RI 02865-4031
Document Number	2115-140
Book / Page	2115 / 140
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21150142
Date	May 9, 2018
Instrument	02115/0142

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,234.00 (+13.11%)	$683,000 (+37.95%) Land $185,400 Building $497,600	$677,521
2023	$8,164.00	$495,100 Land $119,800 Building $375,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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