5 Derr Ln, Middletown, MD 21769 Property Records

Frederick County property record for 5 Derr Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,042 sqft · built 2003
Lot Size	0.125 acres (5,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,000 (Jan 2016)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-166074`

Property Details

APN / Parcel Number

Primary APN	`03-166074`
Alternative APN	`166074`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,042 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	1,542 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,425 sqft (0.125 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	166074
Street Address	5 DERR LN
City	MIDDLETOWN
State	MD
Zip	21769-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 718 PLAT 3 SECTION V-5,425 SQ. FT. VILLAGE AT FOXFIELD
Legal Subdivision	VILLAGES/FOXFIELD SEC V
Legal Lot Number	718
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 DERR LN, MIDDLETOWN, MD 21769-7871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jul 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2016 · Amount on Record
Deed Sale	Jan 21, 2016 · Amount on Record
Prior Sale	Dec 29, 2003 · Amount on Record
Deed Book / Page	10955 / 442
Last Transfer Date	Jul 11, 2025
Transfer Doc	0174980355
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2026
Property Address	5 DERR LN, MIDDLETOWN, MD 21769-7871
Document Number	1805000309
Book / Page	18051 / 309
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DERR LN, MIDDLETOWN, MD 21769-7871

Mortgage

Document Number	1805000309,
Date	Sep 17, 2026
Book Page	18051/309

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 1, 2026
Property Address	5 DERR LN, MIDDLETOWN, MD 21769-7871
Document Number	1794000342
Book / Page	17942 / 342
Instrument Date	Apr 12, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5 DERR LN, MIDDLETOWN, MD 21769-7871

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5 DERR LN, MIDDLETOWN, MD 21769-7871
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116870267
Date	Feb 28, 2017
Book Page	11687/0267
Instrument	11687-0267

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,100 (+7.26%) Land $100,000 Building $408,100	$508,100 (-) Land $100,000 Building $408,100
2025	$6,609.00 (+6.29%)	$473,700 (+16.99%)	$508,100 (+25.49%) Land $100,000 Building $408,100
2024	$6,218.00 (+7.73%)
2023	$5,772.00 Homeowner's exemption	$404,900 Land $95,000 Building $309,900	$404,900 Land $95,000 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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