4 Derr Ln, Middletown, MD 21769 Property Records

Frederick County property record for 4 Derr Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,968 sqft · built 2004
Lot Size	0.103 acres (4,481 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Nov 2023)
Tax Bill	$6,355 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-166031`

Property Details

APN / Parcel Number

Primary APN	`03-166031`
Alternative APN	`166031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,481 sqft (0.103 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	166031
Street Address	4 DERR LN
City	MIDDLETOWN
State	MD
Zip	21769-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 715 PLAT 3 SECTION V-4,481 SQ. FT. VILLAGE AT FOXFIELD
Legal Subdivision	VILLAGE/FOXFIELD
Legal Lot Number	715
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 DERR LN, MIDDLETOWN, MD 21769-7871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 21, 2023	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Book / Page	16675 / 292
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0117010249
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4 DERR LN, MIDDLETOWN, MD 21769-7871
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DERR LN, MIDDLETOWN, MD 21769-7871

Mortgage

Document Number	0175430162
Date	Oct 3, 2025
Book Page	17543/162

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 21, 2023
Property Address	4 DERR LN, MIDDLETOWN, MD 21769-7871
Document Number	0166750292
Book / Page	16675 / 292
Map Reference	MB 75 PG 156
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 DERR LN, MIDDLETOWN, MD 21769-7871

Mortgage

Document Number	0016675297
Date	Nov 21, 2023
Instrument	16675/297

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 7, 2017
Property Address	4 DERR LN, MIDDLETOWN, MD 21769-7871
Document Number	0117010249
Book / Page	011701 / 000249
Instrument Date	Mar 3, 2017
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4 DERR LN MIDDLETOWN MD 217697871, MIDDLETOWN, MD 21769-7871

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,000 (+9.26%) Land $100,000 Building $371,000	$471,000 (-) Land $100,000 Building $371,000
2025	$6,355.00 (+11.24%)	$431,067 (+22.74%)	$471,000 (+34.11%) Land $100,000 Building $371,000
2024	$5,713.00 (+13.85%)
2023	$5,018.00 Homeowner's exemption	$351,200 Land $95,000 Building $256,200	$351,200 Land $95,000 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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