5 Denham Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 5 Denham Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1974
Lot Size	0.131 acres (5,703 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2025)
Tax Bill	$5,593 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-427-004`

Property Details

APN / Parcel Number

Primary APN	`03-04-427-004`
Alternative APN	`1004427004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,703 sqft (0.131 acres)
Lot Dimensions	97 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 DENHAM DR
City	MONTGOMERY
State	IL
Zip	60538-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 128 BOULDER HILL UNIT 26 SEC. 4-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL
Legal Lot Number	128
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2008
Census Tract	890201

Owner

5 Denham Dr is owned by an individual who bought it in October 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	24 PEMBROOKE RD, MONTGOMERY, IL 60538-2017
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	May 4, 2022 · Amount on File
Deed Document Number	202513105
Prior Transfer Date	Feb 27, 1999
Prior Transfer Doc	0000005890
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 8, 2025
Property Address	5 DENHAM DR, MONTGOMERY, IL 60538-2103
Document Number	0000013105
Instrument Date	Sep 10, 2025
Instrument	202500013105
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 DENHAM DR, MONTGOMERY, IL 60538-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PEMBROOKE RD, MONTGOMERY, IL 60538-2017

Mortgage

Document Number	0000013106
Date	Oct 8, 2025
Instrument	202500013106

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 4, 2022
Property Address	5 DENHAM DR, MONTGOMERY, IL 60538-2103
Document Number	0000007902
Instrument Date	Apr 29, 2022
Instrument	202200007902
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 DENHAM DR, MONTGOMERY, IL 60538-2103

Mortgage

Document Number	0000007903
Date	May 4, 2022
Instrument	202200007903

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 16, 2018
Property Address	5 DENHAM DR, MONTGOMERY, IL 60538-2103
Document Number	0000014927
Instrument Date	Oct 9, 2018
Instrument	14927
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 AMESBURY RD MONTGOMERY IL 605382408, MONTGOMERY, IL 60538-2408

Mortgage

Document Number	14928
Date	Oct 16, 2018
Instrument	14928

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,492 (+5%) Land $11,507 Building $68,985	$241,476 (+5%) Land $34,521 Building $206,955
2024	$5,593.00	$76,659 Land $10,959 Building $65,700	$229,977 Land $32,877 Building $197,100
2022		$62,238 Land $8,897 Building $53,341	$186,714 Land $26,691 Building $160,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Denham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Denham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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