Kendall County property record for 3 Denham Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1974 |
| Lot Size | 0.123 acres (5,345 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Nov 2019) |
| Tax Bill | $5,662 (2024) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-427-003 |
| Primary APN | 03-04-427-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,304 sqft |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,345 sqft (0.123 acres) |
| Lot Dimensions | 98 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 3 DENHAM DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 129 BOULDER HILL UNIT 26 SEC. 4-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | BOULDER HILL |
| Legal Lot Number | 129 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 890201 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 DENHAM DR, MONTGOMERY, IL 60538-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Sep 11, 2003 |
| Deed Document Number | 201918057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 26, 2019 |
| Property Address | 3 DENHAM DR, MONTGOMERY, IL 60538-2103 |
| Document Number | 0000018057 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 201900018057 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 DENHAM DR, MONTGOMERY, IL 60538-2103 |
| Document Number | 0000018058 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 201900018058 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,112 (+29.33%) Land $11,507 Building $63,605 | $225,336 (+29.33%) Land $34,521 Building $190,815 | |
| 2024 | $5,662.00 | ||
| 2022 | $58,078 Land $8,897 Building $49,181 | $174,234 Land $26,691 Building $147,543 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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