5 Deer Trail Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 5 Deer Trail Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details7,943 sqft · built 2009
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on Record
Last Sale$3,835,000 (Nov 2021)
Tax Bill$32,455 (2025)
Deeds & MortgagesOct 2022 Mortgage
Aug 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN58-01301-0000-00003

Property Details

APN / Parcel Number

Primary APN58-01301-0000-00003
Alternative APNs
  • 580130100003
  • 023800

Interior

Stories1 Story
Building Area7,943 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area91,476 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number023800
Street Address5 DEER TRAIL RD
CitySADDLE RIVER
StateNJ
Zip07458-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2.1AC (5,28-V)
Legal SubdivisionSADDLE RIVER
Legal Block1301
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group2
Census Block2001
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 24, 2022Intrafamily Transfer, Transfer
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Nov 18, 2021Bargain and Sale Deed, Transfer
ABLE TITLE AGENCY LLC, ABGLE TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleMay 17, 2007 · Amount on Record
Deed Document Number2021171910
Deed Book / Page4464 / 307
Prior Transfer DateOct 19, 1998
Prior Transfer Doc8114000727
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048241781
DateOct 3, 2022
Book Page4824/1781
Instrument2022096336
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.5%
IndexOther
Max Rate9.5%

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateAug 24, 2022
Property Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
Document Number0047840445
Book / Page4784 / 445
Instrument DateAug 11, 2022
Instrument2022084016
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5 DEER TRAIL RD, 5, SADDLE RIVER, NJ 07458-2505

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036420339
DateJul 15, 2020
Book Page3642/339
Instrument20-065384
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

November 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateNov 18, 2021
Property Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
Document Number0044640307
Book / Page4464 / 307
Instrument DateSep 21, 2021
Instrument2021171910
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyABLE TITLE AGENCY LLC, ABGLE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$82,228.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 E WOODS PATH, 19, SAGAPONACK, NY 11962

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2505
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,041,700 (-) Land $820,000 Building $2,221,700$3,041,700 (-) Land $820,000 Building $2,221,700
2025$32,455.00 (+2.99%)$3,041,700 (-) Land $820,000 Building $2,221,700$3,041,700 (-) Land $820,000 Building $2,221,700
2024$31,512.00 (+4.23%)
2023$3,041,700 Land $820,000 Building $2,221,700$3,041,700 Land $820,000 Building $2,221,700
2022$30,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1980–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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