Bergen County and Saddle River Borough property record for 10 Deer Trail Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,964 sqft · built 1957 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $912,692 (May 2021) |
| Tax Bill | $10,137 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01301-0000-00007 |
| Primary APN | 58-01301-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 2,964 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 023600 |
|---|---|
| Street Address | 10 DEER TRAIL RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2AC (5,28-T) |
| Legal Subdivision | SADDLE RIVER |
| Legal Block | 1301 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 53100 |
10 Deer Trail Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK |
| May 4, 2021 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Prior Sale | Jan 29, 2013 |
| Deed Document Number | 202168938 |
| Deed Book / Page | 4119 / 1710 |
| Prior Transfer Date | Dec 19, 2012 |
| Prior Transfer Doc | 0012630280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 10 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506 |
| Document Number | 0000022294 |
| Book / Page | 5763 / 1409 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 202622294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 10 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506 |
| Document Number | 0057631409, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 5763/1409 |
| Instrument | 202622294 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 4, 2021 |
| Property Address | 10 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506 |
| Document Number | 0041191710 |
| Book / Page | 4119 / 1710 |
| Instrument Date | Dec 6, 2020 |
| Instrument | 2021068938 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,565.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 HILLTOP RD, 41, KINNELON, NJ 07405-2173 |
| Name | Verified Name |
|---|---|
| Address | 10 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506 |
| Document Number | 2021068939 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021068939 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 10 Deer Trail Rd was $10,137, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,000 (-) Land $805,000 Building $145,000 | $950,000 (-) Land $805,000 Building $145,000 | |
| 2025 | $10,137.00 (+3%) | $950,000 Land $805,000 Building $145,000 | $950,000 Land $805,000 Building $145,000 |
| 2024 | $9,842.00 | ||
| 2023 | $950,000 Land $805,000 Building $145,000 | $950,000 Land $805,000 Building $145,000 | |
| 2022 | $11,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Deer Trail Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Deer Trail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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