5 Cypress Point Ln, Newport Beach, CA 92660 Property Records

Orange County property record for 5 Cypress Point Ln, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,978 sqft · built 1998
Lot Size	0.359 acres (15,625 sqft)
Owner	2 Company Names on Record
Last Sale	$13,709,000 (Nov 2024)
Tax Bill	$144,037 (2025)
Deeds & Mortgages	Jun 2021 Sale Jul 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`442-131-20`

Property Details

APN / Parcel Number

Primary APN	`442-131-20`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,978 sqft Living Area
1st Floor Area	5,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	15,625 sqft (0.359 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 CYPRESS POINT LN
City	NEWPORT BEACH
State	CA
Zip	92660-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7223 BLK LOT 15
Legal Subdivision	TRACT NO 7223
Legal Tract	7223
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1011
Census Tract	63007

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5621 E EL JARDIN ST, LONG BEACH, CA 90815-4119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Grant Deed, Transfer TICOR TITLE
Jul 10, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 27, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
May 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 23, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	2024301394
Prior Transfer Date	May 12, 1998
Prior Transfer Doc	0000306908
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2021
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Document Number	0000409589
Map Reference	MB 74 PG 7&8
Instrument Date	May 4, 2021
Instrument	2021000409589
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282853
Date	Jul 10, 2017
Instrument	2017000282853

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410365
Date	Sep 27, 2017
Instrument	2017000410365

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244128
Date	Jul 3, 2018
Instrument	2018000244128

Lender

Name	UMPQUA BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Document Number	0000183903
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CYPRESS POINT LN NEWPORT BEACH CA 926605209, NEWPORT BEACH, CA 92660-5209

Mortgage

Document Number	0000183903
Date	May 30, 2019
Instrument	183903

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 CYPRESS POINT LN, NEWPORT BEACH, CA 92660-5209
Document Number	0000070812
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 CYPRESS POINT LN NEWPORT BEACH CA 926605209, NEWPORT BEACH, CA 92660-5209

Mortgage

Document Number	0000070812
Date	Mar 7, 2019
Instrument	70812

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$11,871,701 (-13.4%) Land $10,642,204 Building $1,229,497
2025	$144,037.00 (+91.82%)	$13,708,750 (+92.36%) Land $12,288,997 Building $1,419,753
2023	$75,089.00 (+1.75%)	$7,126,740 (+2%) Land $6,020,784 Building $1,105,956
2022	$73,796.00	$6,987,000 Land $5,902,729 Building $1,084,271

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1981–1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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