Middlesex County and Stow Town property record for 5 Cross St, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,170 sqft · built 1996 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $875,000 (Oct 2016) |
| Tax Bill | $24,173 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11 000027 |
| Primary APN | R-11 000027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 4,170 sqft Living Area |
| Gross Area | 8,554 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 2,432 sqft |
| Unfinished Basement | 2,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-11 000027 |
|---|---|
| Street Address | 5 CROSS ST |
| City | STOW |
| State | MA |
| Zip | 01775-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 323101 |
5 Cross St is owner-occupied and held in a trust since September 2026.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 CROSS ST, STOW, MA 01775-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on File |
| Deed Sale | Oct 11, 2016 · Amount on File |
| Prior Sale | Feb 3, 1997 · Amount on File |
| Deed Document Number | 2016180245 |
| Deed Book / Page | 68183 / 266 |
| Last Transfer Date | Sep 21, 2026 |
| Transfer Doc | 0000120612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Sep 23, 2026 |
| Property Address | 5 CROSS ST, STOW, MA 01775-1230 |
| Document Number | 0000120612 |
| Book / Page | 86168 / 182 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026120612 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CROSS ST, STOW, MA 01775-1230 |
The 2026 property tax bill for 5 Cross St was $24,173, up 3.8% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,173.00 (+3.76%) | $1,352,700 (+1.14%) Land $393,700 Building $959,000 | $1,277,574 (+8.94%) |
| 2025 | $23,298.00 (+10.19%) | $1,337,400 (+7.34%) Land $374,900 Building $962,500 | $1,172,775 |
| 2024 | $21,143.00 (+8.73%) | $1,245,900 (+16.16%) Land $344,100 Building $901,800 | |
| 2023 | $19,446.00 | $1,072,600 Land $313,400 Building $759,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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