Middlesex County and Stow Town property record for 22 Cross St, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,354 sqft · built 1978 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Dec 1992) |
| Tax Bill | $12,452 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11 0033-5 |
| Primary APN | R-11 0033-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,354 sqft Living Area |
| Gross Area | 4,354 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R-11 0033-5 |
|---|---|
| Street Address | 22 CROSS ST |
| City | STOW |
| State | MA |
| Zip | 01775-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 323101 |
22 Cross St is owned and occupied by two individuals who bought it in December 1992.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 CROSS ST, STOW, MA 01775-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 1992 · Amount on File |
| Deed Sale | Dec 11, 1992 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 22 Cross St was $12,452, down 0.6% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,452.00 (-0.57%) | $696,800 (-3.07%) Land $387,100 Building $309,700 | $764,243 (-6.12%) |
| 2025 | $12,523.00 (+5.68%) | $718,900 (+2.95%) Land $368,500 Building $350,400 | $814,055 |
| 2024 | $11,850.00 (+8.07%) | $698,300 (+15.46%) Land $337,700 Building $360,600 | |
| 2023 | $10,965.00 | $604,800 Land $307,000 Building $297,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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