5 Cross Rd, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 5 Cross Rd, Ardsley, NY 10502

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Apr 2022)
Tax Bill	$32,807 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`552601 6.120-103-8`

Property Details

APN / Parcel Number

Primary APN	`552601 6.120-103-8`
Alternative APNs	`55260118 08B00000 P76A5` `6180920`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	6180920
Street Address	5 CROSS RD
City	ARDSLEY
State	NY
Zip	10502-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	103
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	2
Census Block	2010
Census Tract	10600

Owner

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CROSS RD, ARDSLEY, NY 10502-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20223587
Record Updated	Oct 29, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 27, 2018
Property Address	5 CROSS RD, ARDSLEY, NY 10502-2001
Document Number	0580373131
Instrument Date	Feb 9, 2018
Instrument	580373131
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ALL NEW YORK TITLE AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CROSS RD, 5, ARDSLEY, NY 10502-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SAW MILL RIVER RD # 8302, 8302, HASTINGS ON HUDSON, NY 10706

Mortgage

Document Number	0580533349
Date	Feb 27, 2018
Instrument	580533349

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Ardsley Village
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Ardsley Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,807.00 (+103.71%)
2025	$16,105.00	$1,042,700 (+9%) Land $345,200 Building $697,500	$1,042,700 (+9%) Land $345,200 Building $697,500
2024	Additional exemption filed	$956,600 (+8.56%) Land $345,200 Building $611,400	$956,600 (+8.56%) Land $345,200 Building $611,400
2023		$881,200 Land $279,300 Building $601,900	$881,200 Land $279,300 Building $601,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300