Westchester County and Greenburgh Town property record for 3 Cross Rd, Ardsley, NY 10502
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,000 (Oct 2025) |
| Tax Bill | $28,105 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552601 6.120-103-7 |
| Primary APN | 552601 6.120-103-7 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Account Number | 6180910 |
|---|---|
| Street Address | 3 CROSS RD |
| City | ARDSLEY |
| State | NY |
| Zip | 10502-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 103 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | GREENBURGH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10600 |
Source: Westchester County and Greenburgh Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 72 BRADLEY RD, SCARSDALE, NY 10583-5722 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK |
| Oct 2, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 24, 2022 | Intrafamily Transfer, Transfer |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Deed Document Number | 20253658 |
| Prior Transfer Date | May 11, 2022 |
| Prior Transfer Doc | 0000003583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | FUTURE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Document Number | 0631073120 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 631073120 |
| Name | TOYOTA FINANCIAL SAVINGS BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 2, 2025 |
| Property Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Document Number | 0652603658 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 652603658 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY IC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Name | Verified Name |
|---|---|
| Address | 72 BRADLEY RD, SCARSDALE, NY 10583-5722 |
| Document Number | 0652753151 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 652753151 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 24, 2022 |
| Property Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Document Number | 0621193583 |
| Instrument Date | May 11, 2022 |
| Instrument | 621193583 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD, 3, ARDSLEY, NY 10502-2001 |
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 CROSS RD, ARDSLEY, NY 10502-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0591363031 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 591363031 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Ardsley Village |
| County | Westchester County |
| County Subdivision | Greenburgh Town |
| Unified School District | Ardsley Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,105.00 | ||
| 2025 | $892,300 (+9%) Land $345,200 Building $547,100 | $892,300 (+9%) Land $345,200 Building $547,100 | |
| 2024 | Additional exemption filed | $818,600 (+16.61%) Land $345,200 Building $473,400 | $818,600 (+16.61%) Land $345,200 Building $473,400 |
| 2023 | $702,000 Land $305,500 Building $396,500 | $702,000 Land $305,500 Building $396,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 14 (1979–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures