Sanders County property record for 5 Cross Ln, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,352 sqft · built 2011 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $666,852 (Apr 2026) |
| Tax Bill | $1,951 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R625663 |
| Primary APN | R625663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000031533 |
|---|---|
| Street Address | 5 CROSS LN |
| City | PLAINS |
| State | MT |
| Zip | 59859-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH COUNTRY VIEWS, S03, T20 N, R26 W, LOT 3, ACRES 3.9, COS 2898 SWSENE PLAT C3 |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 03 |
| Legal Subdivision | HIGH COUNTRY VIEWS |
| Legal Lot Number | 3 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1204 |
| Census Tract | 100 |
5 Cross Ln is held in a trust since April 2026.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 CROSS LN, PLAINS, MT 59859-9405 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Jun 22, 2022 · Amount on File |
| Deed Document Number | 2026339897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Apr 8, 2026 |
| Property Address | 5 CROSS LN, PLAINS, MT 59859-9405 |
| Document Number | 0000339897 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026339897 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | US TITLE, FLYING S TITLE AND ESCROW OF M |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5 CROSS LN, PLAINS, MT 59859-9405 |
| Document Number | 0000339897, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026339897 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 5 CROSS LN, PLAINS, MT 59859-9405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 CROSS LN, PLAINS, MT 59859-9405 |
| Document Number | 0000326387 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 326387 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5 Cross Ln was $1,951, down 12.2% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,951.00 (-12.2%) | $497,400 (-) | |
| 2025 | $2,222.00 | $497,400 | $497,400 Land $67,440 Building $429,960 |
| 2023 | $2,562.00 | $404,200 | $404,200 Land $38,450 Building $365,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cross Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cross Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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