Westerly Town property record for 5 Cottage St, Westerly, RI 02891 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1918 |
| Square Footage | 1,164 sqft Living Area |
| Lot Size | 8,155 sqft (0.187 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2025) |
| Tax Bill | $2,624.00 (2025) |
| Primary APN | WEST M:26 B:26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 2,004 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,155 sqft (0.187 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2268600 |
|---|---|
| Street Address | 5 COTTAGE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-7220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 26 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:26 B:26
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 COTTAGE ST, WESTERLY, RI 02891-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Nov 06, 2024 · Amount on Record |
| Deed Book / Page | 2025 / 12723 |
| Prior Transfer Date | Nov 04, 2024 |
| Prior Transfer Doc | 2024-14917 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 11, 2025 |
| Property Address | 5 COTTAGE ST, WESTERLY, RI 02891-7220 |
| Document Number | 2025-12723 |
| Book / Page | 2025 / 12723 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-3043 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 COTTAGE ST, WESTERLY, RI 02891-7220 |
| Document Number | 0020253044 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-3044 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,624.00 (+35.54%) | $337,300 (+76.97%) Land $130,500 Building $206,800 |
| 2023 | $1,936.00 (+0.57%) | $190,600 (-) Land $93,200 Building $97,400 |
| 2022 | $1,925.00 | $190,600 Land $93,200 Building $97,400 |
5 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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