Westerly Town property record for 1 Cottage St, Westerly, RI 02891
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 3,528 sqft · built 1929 |
| Lot Size | 0.338 acres (14,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Aug 2021) |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:25 B:7 |
| Primary APN | WEST M:25 B:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 3,528 sqft Living Area |
| Gross Area | 5,544 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,710 sqft (0.338 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 19064400 |
|---|---|
| Street Address | 1 COTTAGE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-7207 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 7 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50901 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 22156 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000004935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 31, 2021 |
| Property Address | 1 COTTAGE ST, WESTERLY, RI 02891-7207 |
| Document Number | 2021-22156 |
| Book / Page | 2021 / 22156 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-4935 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Document Number | 2021-22159 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 2021/22159 |
| Instrument | 2021-4937 |
| Name | EDWARD K SCHILKE |
|---|
| Type | Stand-Alone First Mortgage |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,644.00 (+23.86%) | $468,400 (+61.74%) Land $132,500 Building $335,900 |
| 2023 | $2,942.00 (+0.58%) | $289,600 (-) Land $94,700 Building $194,900 |
| 2022 | $2,925.00 | $289,600 Land $94,700 Building $194,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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