Bristol County and Berkley Town property record for 5 Cotley St, Berkley, MA 02779
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,400 sqft · built 1986 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Oct 1997) |
| Tax Bill | $67 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BERK M:015.0 B:0018 L:0009.0 |
| Primary APN | BERK M:015.0 B:0018 L:0009.0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 350 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,298 sqft (2.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 COTLEY ST |
|---|---|
| City | BERKLEY |
| State | MA |
| Zip | 02779-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 18 |
| Legal Lot Number | 9.0 |
| Jurisdiction | BERKLEY MA |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 616100 |
Source: Bristol County and Berkley Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 COTLEY ST, BERKLEY, MA 02779-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1997 · Amount on Record |
| Deed Sale | Oct 31, 1997 · Amount on Record |
| Prior Sale | Jun 12, 1992 · Amount on Record |
| Deed Book / Page | 7347 / 320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKLEY MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 5 COTLEY ST, BERKLEY, MA 02779-1101 |
| Document Number | 0000020224 |
| Book / Page | 29980 / 142 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202620224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 COTLEY ST, BERKLEY, MA 02779-1101 |
| Document Number | 0000020224, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 29980/142 |
| Instrument | 202620224 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Bristol County and Berkley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Berkley Town |
| Secondary School District | Somerset-Berkley School District (09 - 12) |
| Elementary School District | Berkley School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 (-98.98%) | $564,200 (+6.96%) Land $155,500 Building $408,700 | $555,845 |
| 2024 | $6,567.00 (+4.62%) | $527,500 (+11.1%) Land $134,600 Building $392,900 | |
| 2023 | $6,277.00 | $474,800 Land $134,600 Building $340,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: Taunton Municipal Lighting Plant.
5G (outdoors only) and 4G LTE
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