Bristol County and Berkley Town property record for 3 Cotley St, Berkley, MA 02779 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 1986 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2017) |
| Tax Bill | $6,645 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BERK M:015.0 B:0018 L:0008.0 |
| Primary APN | BERK M:015.0 B:0018 L:0008.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,870 sqft |
| 1st Floor Area | 1,297 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 132,858 sqft (3.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 3 COTLEY ST |
|---|---|
| City | BERKLEY |
| State | MA |
| Zip | 02779-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Legal Lot Number | 8.0 |
| Jurisdiction | BERKLEY MA |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 616100 |
Source: Bristol County and Berkley Town records · APN BERK M:015.0 B:0018 L:0008.0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COTLEY ST, BERKLEY, MA 02779-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage ROCKLAND TRUST CO |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORP |
| Sep 26, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2009 · Amount on Record |
| Deed Book / Page | 24023 / 247 |
| Transfer Doc | 16110-74 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKLEY MA |
| Property Address | 3 COTLEY ST, BERKLEY, MA 02779-1101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 029636-273 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 29636/273 |
| Instrument | 35586 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKLEY MA |
| Property Address | 3 COTLEY ST, BERKLEY, MA 02779-1101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026942-239 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 26942/239 |
| Instrument | 22228 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKLEY MA |
| Recording Date | Sep 26, 2017 |
| Property Address | 3 COTLEY ST, BERKLEY, MA 02779-1101 |
| Document Number | 24023-247 |
| Book / Page | 24023 / 247 |
| Instrument | 38443 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COTLEY ST, BERKLEY, MA 02779-1101 |
| Document Number | 240230249 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 24023/0249 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: Bristol County and Berkley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Berkley Town |
| Secondary School District | Somerset-Berkley School District (09 - 12) |
| Elementary School District | Berkley School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,645.00 (+3.47%) | $553,300 (+7.27%) Land $171,300 Building $382,000 | $651,795 |
| 2024 | $6,422.00 (+4.42%) | $515,800 (+10.88%) Land $149,300 Building $366,500 | |
| 2023 | $6,150.00 | $465,200 Land $149,300 Building $315,900 |
Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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