5 Conifer St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 5 Conifer St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,588 sqft · built 1982
Lot Size	0.184 acres (8,024 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Apr 2020)
Tax Bill	$9,857 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-25-00022`

Property Details

APN / Parcel Number

Primary APN	`21-00002-25-00022`
Alternative APNs	`2100002002500022` `322522`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,588 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	1,108 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	322522
Street Address	5 CONIFER ST
City	HOWELL
State	NJ
Zip	07731-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 01
Legal Block	2.25
Legal Lot Number	22
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2012
Census Tract	811501

Owner

5 Conifer St is owned and occupied by an individual who bought it in April 2020.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5 CONIFER ST, HOWELL, NJ 07731-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 23, 2020	Deed with Mortgage, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Feb 14, 2018	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Feb 14, 2018 · Amount on File
Deed Document Number	202041862
Deed Book / Page	9409 / 131
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 CONIFER ST, HOWELL, NJ 07731-2620
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CONIFER ST, HOWELL, NJ 07731-2620

Mortgage

Document Number	0095704409
Date	Jan 10, 2022
Book Page	9570/4409
Instrument	2022002329

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

April 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 23, 2020
Property Address	5 CONIFER ST, HOWELL, NJ 07731-2620
Document Number	0000041862
Book / Page	009409 / 000144
Instrument Date	Apr 8, 2020
Instrument	41862
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CONIFER ST HOWELL NJ 077312620, HOWELL, NJ 07731-2620

Mortgage

Document Number	41863
Date	Apr 23, 2020
Book Page	009409/000144
Instrument	41863

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 CONIFER ST, HOWELL, NJ 07731-2620
Document Number	0000111353
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CONIFER ST HOWELL NJ 077312620, HOWELL, NJ 07731-2620

Mortgage

Document Number	0000111353
Date	Nov 21, 2019
Book Page	009381/002416
Instrument	111353

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 14, 2018
Property Address	5 CONIFER ST, HOWELL, NJ 07731-2620
Document Number	0000017473
Book / Page	009273 / 009674
Instrument Date	Dec 29, 2017
Instrument	17473
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	PROPERTY TRANSFER SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CONIFER ST HOWELL NJ 077312620, HOWELL, NJ 07731-2620

Mortgage

Document Number	17474
Date	Feb 14, 2018
Book Page	009273/009737
Instrument	17474

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Conifer St was $9,857, up 3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,300 (+7.34%) Land $368,700 Building $248,600	$617,300 (+7.34%) Land $368,700 Building $248,600
2025	$9,857.00 (+2.96%)	$575,100 Land $328,700 Building $246,400	$575,100 Land $328,700 Building $246,400
2024	$9,574.00
2023		$474,800 Land $228,700 Building $246,100	$474,800 Land $228,700 Building $246,100
2022	$8,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Conifer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Conifer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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