3 Conifer St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Conifer St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1982
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2019)
Tax Bill	$8,659 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00002-25-00023`

Property Details

APN / Parcel Number

Primary APN	`21-00002-25-00023`
Alternative APNs	`2100002002500023` `322523`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Pool Area	512 sqft
Porch	Open Porch
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	322523
Street Address	3 CONIFER ST
City	HOWELL
State	NJ
Zip	07731-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 01
Legal Block	2.25
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2012
Census Tract	811501

Owner

3 Conifer St is owned and occupied by two individuals who bought it in September 2019.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CONIFER ST, HOWELL, NJ 07731-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 12, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Jul 10, 2006 · Amount on File
Deed Document Number	201984965
Deed Book / Page	9368 / 3428
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	0093683428
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 CONIFER ST, HOWELL, NJ 07731-2620
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094857463
Date	Mar 1, 2021
Book Page	9485/7463
Instrument	2021031176

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 12, 2019
Property Address	3 CONIFER ST, HOWELL, NJ 07731-2620
Document Number	0000084965
Book / Page	009368 / 003428
Instrument Date	Jul 19, 2019
Instrument	84965
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CONIFER ST HOWELL NJ 077312620, HOWELL, NJ 07731-2620

Mortgage

Document Number	84966
Date	Sep 12, 2019
Book Page	009368/003441
Instrument	84966

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 69613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Conifer St was $8,659, up 5.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,800 (+8.23%) Land $369,200 Building $177,600	$546,800 (+8.23%) Land $369,200 Building $177,600
2025	$8,659.00 (+5.86%)	$505,200 Land $329,200 Building $176,000	$505,200 Land $329,200 Building $176,000
2024	$8,180.00
2023		$397,900 (+20.65%) Land $229,200 Building $168,700	$397,900 (+20.65%) Land $229,200 Building $168,700
2022	$6,886.00 (-3.56%)	$329,800 Land $169,200 Building $160,600	$329,800 Land $169,200 Building $160,600
2021	$7,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Conifer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Conifer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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