Bergen County and Bergenfield Borough property record for 5 Cole St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 1,318 sqft · built 1951 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Mar 2020) |
| Tax Bill | $9,921 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00215-0000-00008 |
| Primary APN | 03-00215-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,318 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 0300030000000391 |
|---|---|
| Street Address | 5 COLE ST |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50X100 2LT |
| Legal Subdivision | TWENTIETH CENTURY COMPANYS |
| Legal Block | 215 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3401 |
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 COLE ST, BERGENFIELD, NJ 07621-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 19, 2020 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Prior Sale | Jun 16, 2009 · Amount on Record |
| Deed Document Number | 202031817 |
| Deed Book / Page | 3549 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 COLE ST, BERGENFIELD, NJ 07621-2601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039911971 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 3991/1971 |
| Instrument | 2021029802 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 19, 2020 |
| Property Address | 5 COLE ST, BERGENFIELD, NJ 07621-2601 |
| Document Number | 0035490509 |
| Book / Page | 3549 / 509 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 20-031817 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CB TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,879.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 COLE ST, 5, BERGENFIELD, NJ 07621-2601 |
| Name | Verified Name |
|---|---|
| Address | 5 COLE ST, BERGENFIELD, NJ 07621-2601 |
| Document Number | 20031818 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 20-031818 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 COLE ST, BERGENFIELD, NJ 07621-2601 |
| Document Number | 0033411274 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 COLE ST BERGENFIELD NJ 076212601, BERGENFIELD, NJ 07621-2601 |
| Document Number | 0033411274 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 003341/001274 |
| Instrument | 58912 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,400 (-) Land $160,000 Building $105,400 | $265,400 (-) Land $160,000 Building $105,400 | |
| 2025 | $9,921.00 (+5.99%) | $265,400 (-) Land $160,000 Building $105,400 | $265,400 (-) Land $160,000 Building $105,400 |
| 2024 | $9,360.00 (+5.06%) | ||
| 2023 | $265,400 Land $160,000 Building $105,400 | $265,400 Land $160,000 Building $105,400 | |
| 2022 | $8,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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