Bergen County and Bergenfield Borough property record for 20 Cole St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1964 |
| Lot Size | 0.118 acres (5,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Feb 2009) |
| Tax Bill | $11,588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00216-0000-00019 |
| Primary APN | 03-00216-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 5,149 sqft (0.118 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0300033000000068B |
|---|---|
| Street Address | 20 COLE ST |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50X103 |
| Legal Block | 216 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3401 |
20 Cole St is owned and occupied by two individuals who bought it in February 2009.
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 COLE ST, BERGENFIELD, NJ 07621-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2009 · Amount on File |
| Deed Sale | Feb 23, 2009 · Amount on File |
| Deed Document Number | 2009350114 |
| Deed Book / Page | 35 / 114 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20 Cole St was $11,588, up 6% from the year before.
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,000 (-) Land $161,600 Building $148,400 | $310,000 (-) Land $161,600 Building $148,400 | |
| 2025 | $11,588.00 (+5.99%) | $310,000 Land $161,600 Building $148,400 | $310,000 Land $161,600 Building $148,400 |
| 2024 | $10,933.00 | ||
| 2023 | $310,000 Land $161,600 Building $148,400 | $310,000 Land $161,600 Building $148,400 | |
| 2022 | $10,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cole St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Cole St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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