5 Cold Spring Ct, Mount Kisco, NY 10549 Property Records

Westchester County and Mount Kisco Village property record for 5 Cold Spring Ct, Mount Kisco, NY 10549

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,362 sqft · built 2001
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$856,706 (May 2002)
Tax Bill$21,884 (2026)
Deeds & MortgagesMay 2026 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN555601 80.67-4-1

Property Details

APN / Parcel Number

Primary APN555601 80.67-4-1
Alternative APN
  • 55560008006700040010000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,362 sqft Living Area
1st Floor Area1,681 sqft
2nd Floor Area1,681 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Unfinished Basement1,500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Garage TypeBasement
PorchSlab
Porch Area385 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 COLD SPRING CT
CityMOUNT KISCO
StateNY
Zip10549-4752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCD
Legal SubdivisionHUNTERS KNOLL
Legal Block4
Legal Lot Number1.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT KISCO
Census Block Group2
Census Block2009
Census Tract13000

Owner

Source: Westchester County and Mount Kisco Village records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 COLD SPRING CT, MOUNT KISCO, NY 10549-4752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2002 · Amount on Record
Deed SaleMay 17, 2002 · Amount on Record
Deed Document Number2002421330288
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateMay 15, 2026
Property Address5 COLD SPRING CT, MOUNT KISCO, NY 10549-4752
Document Number0000003316
Instrument DateMay 9, 2026
Instrument20263316
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 COLD SPRING CT, MOUNT KISCO, NY 10549-4752

Mortgage

Document Number0000003316,
DateMay 15, 2026
Instrument20263316
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address5 COLD SPRING CT, MOUNT KISCO, NY 10549-4752
Transaction TypeMortgage
Record UpdatedSep 1, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 COLD SPRING CT, MOUNT KISCO, NY 10549-4752

Mortgage

Document Number0622353190
DateAug 23, 2022
Instrument622353190
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County Subdivision / MunicipalityMount Kisco Village
Unified School DistrictBedford Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,884.00 (+794.32%)
2025$2,447.00$132,700 (-) Land $50,000 Building $82,700$953,990 (-53.41%) Land $359,454 Building $594,536
2024$132,700 (-) Land $50,000 Building $82,700$2,047,840 (+10.49%) Land $771,605 Building $1,276,235
2023$132,700 Land $50,000 Building $82,700$1,853,352 Land $698,324 Building $1,155,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (1980–2021)
Claims Outside the SFHA3 of 7
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT KISCO WATER DEPARTMENT
serves 11,187 people · EPA ID NY5903437
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable
940 / 35

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